黑龙江十一选五玩法走势图:羊養殖項目資金申請報告價格_這位老人說,“購買”的基金損失78萬元,銀行拒絕了不當的推薦.|金融產品新浪財經uuuuuu

黑龙江十一选五任四遗漏 www.mhexx.icu 投資項目可研報告模版

    原名:老人說“購買”基金的損失是78萬元。來源:北京晨報。今年九十年代末,康大叔發現自己開了一個基金賬戶,購買了五只虧損超過78萬元的基金。然后他向法院起訴銀行,要求銀行賠償789931.54元、435718元和50000元的本金、利息和律師費的損失。幾天前,海淀法院審理了此案。老翁控告銀行不當推薦。原告,康叔叔,抱怨他在銀行有一個銀行帳戶,用于相關的存款和取款業務。在2015年,當他86歲的時候,銀行仍然向他推薦基金產品,購買了由銀行雇員參與的基金,知道他缺乏對相關基金交易的含義和風險的認知能力和準確理解,并且沒有履行充分和明確的風險提示義務。2016年12月,當他取錢時,他發現這個賬戶開了一個基金賬戶,并購買了5只基金,總損失為789313.54元。據康先生說,當出售本案涉及的基金時,銀行家沒有遵循誠信原則,沒有把客戶的利益放在首位,而是故意忽視了他作為老人的承受風險的能力,并錯誤地提升了他。正是銀行的不當促銷和購買行為造成了他的巨大損失,銀行應該賠償他的損失。被告銀行辯稱,康大叔是一個合格的投資者,有資格購買基金和金融產品。他購買的基金和金融產品符合他的風險等級,符合相關法律、法規、行業規章制度??蕩笫宓氖昊鼗鷙徒鶉誆肥強蕩笫宓男卸?。贖回文件由康叔叔簽字填寫。贖回時間、基金凈值及金融產品均由康大叔自己決定。損益由康大叔自己承擔。銀行職員代表他們復制部分風險確認提示,這不影響康大叔購買、贖回資金和金融產品的真實含義??道牙訊啻喂郝蚧鷙徒鶉誆?,只怪銀行為這五只基金造成了最大的損失,但是他把其他基金和金融產品的利潤歸咎于自己的能力顯然是不正確的??蕩笫迨鞘導適褂米式?,銀行不擁有和使用康大叔的資金??ド罄硨?,法院裁定,銀行工作人員代替康大叔復制《投資者風險提示》的行為違反了《中國銀行業監督管理委員會關于規范商業銀行代理銷售業務的通知》的規定,是違反規定的??蕩笫?,作為一個具有完全民事行為能力的人,雖然他年紀較大,在購買基金時患有一些疾病,但是作為一名退休干部,他應該對委托書、營業回報書、投資者風險提示確認等文件中包含的內容有一定的認知判斷??蕩笫逶諫鮮鑫募系那┟礱?,他應該了解購買基金,他的購買行為也是他的真實意圖。因此,銀行的行為并不違法,也沒有必要為康大叔承擔侵權責任??蕩笫逡笠信獬ケ窘?、利息和律師費的主張在法律上沒有根據,法院也不支持。最后,法院駁回了原告康叔的所有請愿書。(記者黃曉宇)責任編輯:陶然

yuan ming: lao ren shuo" gou mai" ji jin de sun shi shi 78 wan yuan. lai yuan: bei jing chen bao. jin nian jiu shi nian dai mo, kang da shu fa xian zi ji kai le yi ge ji jin zhang hu, gou mai le wu zhi kui sun chao guo 78 wan yuan de ji jin. ran hou ta xiang fa yuan qi su yin hang, yao qiu yin hang pei chang 789931. 54 yuan 435718 yuan he 50000 yuan de ben jin li xi he lv shi fei de sun shi. ji tian qian, hai dian fa yuan shen li le ci an. lao weng kong gao yin hang bu dang tui jian. yuan gao, kang shu shu, bao yuan ta zai yin hang you yi ge yin hang zhang hu, yong yu xiang guan de cun kuan he qu kuan ye wu. zai 2015 nian, dang ta 86 sui de shi hou, yin hang reng ran xiang ta tui jian ji jin chan pin, gou mai le you yin hang gu yuan can yu de ji jin, zhi dao ta que fa dui xiang guan ji jin jiao yi de han yi he feng xian de ren zhi neng li he zhun que li jie, bing qie mei you lv xing chong fen he ming que de feng xian ti shi yi wu. 2016 nian 12 yue, dang ta qu qian shi, ta fa xian zhe ge zhang hu kai le yi ge ji jin zhang hu, bing gou mai le 5 zhi ji jin, zong sun shi wei 789313. 54 yuan. ju kang xian sheng shuo, dang chu shou ben an she ji de ji jin shi, yin hang jia mei you zun xun cheng xin yuan ze, mei you ba ke hu de li yi fang zai shou wei, er shi gu yi hu shi le ta zuo wei lao ren de cheng shou feng xian de neng li, bing cuo wu di ti sheng le ta. zheng shi yin hang de bu dang cu xiao he gou mai xing wei zao cheng le ta de ju da sun shi, yin hang ying gai pei chang ta de sun shi. bei gao yin hang bian cheng, kang da shu shi yi ge he ge de tou zi zhe, you zi ge gou mai ji jin he jin rong chan pin. ta gou mai de ji jin he jin rong chan pin fu he ta de feng xian deng ji, fu he xiang guan fa lv fa gui hang ye gui zhang zhi du. kang da shu de shu hui ji jin he jin rong chan pin shi kang da shu de xing dong. shu hui wen jian you kang shu shu qian zi tian xie. shu hui shi jian ji jin jing zhi ji jin rong chan pin jun you kang da shu zi ji jue ding. sun yi you kang da shu zi ji cheng dan. yin hang zhi yuan dai biao ta men fu zhi bu fen feng xian que ren ti shi, zhe bu ying xiang kang da shu gou mai shu hui zi jin he jin rong chan pin di zhen shi han yi. kang lao lao duo ci gou mai ji jin he jin rong chan pin, zhi guai yin hang wei zhe wu zhi ji jin zao cheng le zui da de sun shi, dan shi ta ba qi ta ji jin he jin rong chan pin de li run gui jiu yu zi ji de neng li xian ran shi bu zheng que de. kang da shu shi shi ji shi yong zi jin, yin hang bu yong you he shi yong kang da shu de zi jin. kai ting shen li hou, fa yuan cai ding, yin hang gong zuo ren yuan dai ti kang da shu fu zhi tou zi zhe feng xian ti shi de xing wei wei fan le zhong guo yin hang ye jian du guan li wei yuan hui guan yu gui fan shang ye yin hang dai li xiao shou ye wu de tong zhi de gui ding, shi wei fan gui ding de. kang da shu, zuo wei yi ge ju you wan quan min shi xing wei neng li de ren, sui ran ta nian ji jiao da, zai gou mai ji jin shi huan you yi xie ji bing, dan shi zuo wei yi ming tui xiu gan bu, ta ying gai dui wei tuo shu ying ye hui bao shu tou zi zhe feng xian ti shi que ren deng wen jian zhong bao han de nei rong you yi ding de ren zhi pan duan. kang da shu zai shang shu wen jian shang de qian ming biao ming, ta ying gai liao jie gou mai ji jin, ta de gou mai xing wei ye shi ta di zhen shi yi tu. yin ci, yin hang de xing wei bing bu wei fa, ye mei you bi yao wei kang da shu cheng dan qin quan ze ren. kang da shu yao qiu yin hang pei chang ben jin li xi he lv shi fei de zhu zhang zai fa lv shang mei you gen ju, fa yuan ye bu zhi chi. zui hou, fa yuan bo hui le yuan gao kang shu de suo you qing yuan shu. ji zhe huang xiao yu ze ren bian ji: tao ran

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